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India's growing retail fintech network

One login.
Every payment rail a retailer needs.

AEPS, BBPS, DMT, MATM, CMS and Insurance — built on a single secure platform so your shop becomes the neighbourhood's financial counter.

Explore Services
AEPS
Aadhaar-based cash withdrawal & balance enquiry
BBPS
Electricity, gas, DTH & mobile bill payments
DMT
Domestic money transfer to any bank in India
MATM
Micro ATM for card-based withdrawal & enquiry
CMS
Collection management with virtual accounts
Insurance
Issue policies & collect premiums at your counter
AEPS
Cash Withdrawal
BBPS
Bill Payments
DMT
Money Transfer
MATM
Micro ATM
CMS
Collections
Insurance
Policies
What you can offer

AEPS · BBPS · DMT · MATM · CMS · Insurance

Every service your customers ask for — cash withdrawal, bill payments, money transfers, micro ATM, collections and insurance — runs through the same secure platform and the same login.

AEPS

Aadhaar-based cash withdrawal, balance enquiry and mini statement via biometric authentication — no card needed.

Cash withdrawal →

BBPS

Electricity, water, gas, DTH and mobile recharge — all bill categories on the Bharat Bill Payment System.

Bill payments →

DMT

Domestic money transfer to any bank account in India, with beneficiary management built in.

Send money →

MATM

Micro ATM device support for card-based withdrawal and balance enquiry — banking on a small footprint.

Micro ATM →

CMS

Collection management with virtual accounts, so businesses can collect and reconcile payments automatically.

Collections →

Insurance

Issue policies and collect premiums for life, health and motor insurance — right from your counter.

Policies →
Getting started

From sign-up to your first transaction

Three steps stand between your shop and a fully working fintech counter.

01

Register & complete KYC

Share your basic details and documents. Our onboarding team verifies and activates your account.

02

Add funds & activate services

Top up through your distributor or directly, select the services you want to offer, and start within your RBI-defined limits.

03

Start serving customers

Offer AEPS, BBPS, DMT, MATM, CMS and Insurance from day one, with commission credited automatically.

From the network

Retailers running on PayClarity

★★★★★

"AEPS withdrawals used to send customers elsewhere. Now they queue up at my counter — and the commission lands the same day."

R
Ramesh Yadav
Retailer, Jaipur
★★★★★

"One dashboard for bill payments and DMT means I'm not juggling four different apps anymore. Support actually picks up the phone."

S
Sunita Devi
Kirana Store Owner, Patna
★★★★★

"As a distributor, the hierarchy view makes managing 40+ retailers simple. Onboarding a new shop takes minutes, not days."

A
Anil Choudhary
Distributor, Gurugram
★★★★★

"The micro ATM module just works — even in low connectivity areas. Reconciliation reports save me hours every week."

M
Mohammed Iqbal
Retailer, Lucknow
Join the network

Turn your shop into a financial services counter

Register today and start offering AEPS, BBPS, DMT, MATM, CMS and Insurance with one onboarding process.